BML Finance offers trade credit, financing, and flexible payment options. Manage cash flow and grow your business with ease.
Get In TouchThe unsecured working capital does not require land, property, BG, or any other collateral.
Apply for credit line online with a few clicks.
60-120 days rotation cycle to meet working capital needs.
Manage your working capital better by solving cash flow issues.
Pay your suppliers upfront and get raw materials at the best rates.
Reduce your input cost and book more profits.
The interest rate would be charged only for the exact amount and duration of use.
Receive funds against submission of supplier invoices instantly.
We enable you to access cash tied up in inventory, so you can invest more in growth.
Our facilities allow you to buy inventory without using dilutive equity capital.
We can provide temporary increases to support your inventory build for peak season.
Our loan agreements are short and straightforward.
Apply with minimal documentation
2+ years
₹1 crores
Submit your business's KYC documents, including identity and address proofs, to verify and process your application. Accepted documents include business registration certificates, PAN, and Aadhaar.
Provide the last 6 months of your business's bank statements to help assess cash flow and financial health. This step aids in determining your eligibility and the amount of financing.
Provide the financial statements for the last two fiscal years, including balance sheets and profit and loss statements, to support your creditworthiness and eligibility for financing.
Submit the current fiscal year’s GST return filings to confirm business authenticity and compliance with tax regulations. This is required for accurate credit evaluation.
Starts from 1.1% per annum
Starts from 12% per annum
500 + Applicable Tax
Starts from 2.1% per month + Applicable Tax
We give you a credit limit, and you finance inventory and logistics costs on as many invoices as you’d like, up to that limit.
Each invoice that you finance has a fixed term of 30-60 days.
Your outstanding balance will change over time as you pay down financed invoices and finance new invoices as they’re issued.
Check your loan eligibility
Complete a 100% online application form
We will evaluate your application and propose a fair sanction
Get disbursements within 2 days of sanction
BML provides new-age customized financing products for your business needs
Approval within 48 hours
No minimum utilization charges
Affordable interest rates
No new bank account required
Digitized process
Unsecured working capital
Convenient repayments
Savings up to 3% on raw material purchases
No part-payment charges
No foreclosure charges
One-time processing fee