BML
BML
BML Finance
BML Finance

Smarter Financial Solutions

Smarter Financial Solutions

BML Finance offers trade credit, financing, and flexible payment options. Manage cash flow and grow your business with ease.

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Smarter Financial Solutions
BML Finance

Unlock Exclusive Savings with BML Fulfillment Services

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At Book My Logistics (BML), we offer flexible and affordable financing solutions designed to empower businesses with the working capital they need to grow. BML Finance provides unsecured BML Finance and cash flow management options, tailored specifically for SMEs. With quick approvals, competitive interest rates, and no collateral required for unsecured loans, we help businesses secure their operations without added financial stress.
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BML Finance Benefits

Collateral-free line of credit

Collateral-free line of credit

The unsecured working capital does not require land, property, BG, or any other collateral.

Digital and simplified process

Digital and simplified process

Apply for credit line online with a few clicks.

Revolving credit

Revolving credit

60-120 days rotation cycle to meet working capital needs.

Improved working capital cycles

Improved working capital cycles

Manage your working capital better by solving cash flow issues.

Cheaper procurement

Cheaper procurement

Pay your suppliers upfront and get raw materials at the best rates.

Grow revenue and profitability

Grow revenue and profitability

Reduce your input cost and book more profits.

Interest as per usage

Interest as per usage

The interest rate would be charged only for the exact amount and duration of use.

Instant disbursement

Instant disbursement

Receive funds against submission of supplier invoices instantly.

Free Up Cash

Free Up Cash

We enable you to access cash tied up in inventory, so you can invest more in growth.

Extend Runway

Extend Runway

Our facilities allow you to buy inventory without using dilutive equity capital.

Flexible Limits for Seasonality

Flexible Limits for Seasonality

We can provide temporary increases to support your inventory build for peak season.

Document Light

Document Light

Our loan agreements are short and straightforward.

BML Finance Eligibility & Documents

Apply with minimal documentation

Eligiblity

Business vintage

Business vintage

2+ years

Minimum turnover

Minimum turnover

₹1 crores

Required Documents

KYC DETAILS

KYC DETAILS

Submit your business's KYC documents, including identity and address proofs, to verify and process your application. Accepted documents include business registration certificates, PAN, and Aadhaar.

Last 6 Months of Banking

Last 6 Months of Banking

Provide the last 6 months of your business's bank statements to help assess cash flow and financial health. This step aids in determining your eligibility and the amount of financing.

Financial for Previous 2 Fiscal Years

Financial for Previous 2 Fiscal Years

Provide the financial statements for the last two fiscal years, including balance sheets and profit and loss statements, to support your creditworthiness and eligibility for financing.

GSTR Details for Current Fiscal Year

GSTR Details for Current Fiscal Year

Submit the current fiscal year’s GST return filings to confirm business authenticity and compliance with tax regulations. This is required for accurate credit evaluation.

Our Terms

Processing Fees

Starts from 1.1% per annum

Interest Rates

Starts from 12% per annum

EMI & Check Bounce Charges

500 + Applicable Tax

Penal Interest

Starts from 2.1% per month + Applicable Tax

1

1.

We give you a credit limit, and you finance inventory and logistics costs on as many invoices as you’d like, up to that limit.

2

2.

Each invoice that you finance has a fixed term of 30-60 days.

3

3.

Your outstanding balance will change over time as you pay down financed invoices and finance new invoices as they’re issued.

How to apply ?

Step-by-step online process to apply for Financing

1
Check Eligibility

Check your loan eligibility

2
Submit Application

Complete a 100% online application form

3
Get Sanctioned

We will evaluate your application and propose a fair sanction

4
Receive Funds

Get disbursements within 2 days of sanction

Why BML?

BML provides new-age customized financing products for your business needs

Approval within 48 hours

Approval within 48 hours

No minimum utilization charges

No minimum utilization charges

Affordable interest rates

Affordable interest rates

No new bank account required

No new bank account required

Digitized process

Digitized process

Unsecured working capital

Unsecured working capital

Convenient repayments

Convenient repayments

Savings up to 3% on raw material purchases

Savings up to 3% on raw material purchases

No part-payment charges

No part-payment charges

No foreclosure charges

No foreclosure charges

One-time processing fee

One-time processing fee

FAQ's

s
It depends on the eligibility, your requirement, and our comfort. If you meet our basic guidelines and our team is comfortable with the credit assessment, we offer a decent working capital limit.
No, BML provides both secured and unsecured working capital limits to SMEs. Unsecured BML Finance is completely collateral-free, while secured BML Finance is given against a bank guarantee or residential/commercial property.
BML Finance is a working capital loan offered to SMEs for purchasing raw materials on advance payment terms.
The working capital loan eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of at least 3 years to apply online.
Yes
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